Judge: [responding to a Borrower]
Mr. Borrowers, at Cornell University they have an amazing scientific apparatus known as the Tunneling Electron Microscope. Now, these microscopes are so powerful that by firing electrons you can actually see images of atoms, the building blocks of our tiny universe. Mr Borrower, if I were to use that microscope now, I still couldn’t find my interest in your problem.
Frasier TV series.
Does “Instrument of Security” sound like part of your home loan? If you go to court, your Lender/Lender will claim that you signed it with your eyes wide open. What the heck is that, right? That has been the key to EVERY SINGLE ILLEGAL SETUP since the mid-1990s.
In the first “Pro se Primer 101 of the Requirements You Need to Know to Fight Illegal Foreclosure, which can be found on this website, I describe the relationship of the “Essential” document (the actual instrument, but this is Primer 101) which is the Promissory Note and how it represents your debt.
You allegedly signed a Promissory note and Instrument of Security (mortgage or deed of trust) at your closing. But I’m sure 99% of my readers don’t know which document it is and if they see it again, they won’t recognize it as their own.
But, this Security Instrument is the only document these genius attorneys use on behalf of the Fictitious Payee (the legal term actually) to throw you and your family on the streets. They use it to confiscate borrowers and not only is it illegal it’s very stupid. But, it has worked against unsuspecting borrowers about 20 million times.
You know, what Security Instruments is meant to do is follow your Promissory note and that’s the rulebook for your loan. It describes your loan. It explains that Promissory Note and it is the only proof that you even received a loan. It explains what happens if you pay off your loan and explains what all parties can and cannot do if you can’t pay off your loan.
However, that is not proof that the expropriating party has your Promissory Note. It has no value and cannot transfer ownership of your loan (Promissory Note).
Still the only claim I’ve seen by this “Foreclosure Party” is that they were given a Security Instrument and that means they can take your home.
That is not true. However, almost every seizure in the last 20 years was carried out by requesting the assignment of a Security Instrument.
But, let’s go back to 1 Pro Se Primer 101 and the word “mortgage”. We talk about it having two definitions or meanings, but that is not legally correct. The word “mortgage” is basically a slang term for “Home Loans” for citizens of the 50 states and DC and some of those semi-state islands. For you people in the state Judicial Foreclosure, this means that you can only be expropriated by those who have a legitimate legal interest in the property and go to the appropriate courts and file a foreclosure lawsuit. Judicial foreclosure is much better for the Borrower.
But Judicial Foreclosure states that they call the Instrument of Security in their state a mortgage. So, those of you who live in the state have a home loan consisting of a Promissory Note and a mortgage. Of course this is confusing.
Now, I will confuse you further. The Instrument of Security in Non-Judicial countries is called the Deed of Trust.
I won’t be able to straighten all this out in this one Primer. You see, the phrase “Deed of Trust” has two of the three words that will be the subject of how everything works and how not everything works.
Let’s talk about the word deed. A lot to confuse you there. The word Trust has three different meanings. You can see it coming from everywhere in there. I will contact them soon. I know you’re curious.
So take this from this article, Promissory Notes are important and mortgages or Deeds of Trust are incidental. Foreclosure “under a mortgage” simply means that the mortgage is only used as a rulebook. You confiscated the Promissory note.
This might help. I say it all the time.
‘When you make a house payment, you don’t pay off your house, as we say. When you make a home payment, what you are actually doing is buying back your signed Promissory Note.
However, it was the judges who were deceived. A “mortgage assignment” sounds like a home loan assignment, but it’s NOT. You can’t even set a mortgage. It belongs to Promissory Notes. So, the surrender of the mortgage does not mean anything because the Promissory Note does not follow the mortgage (guarantee instrument). But mortgages always follow the Promissory Note.
I promise I’m right. If you were repossessed after 1995 there is no real Promissory Note anywhere and your foreclosure is based on mortgage assignment in the Judicial State. Not because it’s legal. In fact, it’s not legal at all. It can’t be done.
OK, you ask me, then how did it happen? Well, I have tried to maintain my belief in the integrity of our American Courts, but I was stupid.
The majority of judges in America either (1) have never read the laws on lending money, (2) are too stupid (pardon me, but there’s no other way to put it) to understand basic American law even if they do, or (3) are prejudiced and bias and this state’s lawyers (who everyone knows are cults like the one Kevin Bacon’s character Ryan Hardy fights in “The Following) won’t challenge judges when they’re wrong. So read all the laws you want. my clients do and let me know you found a better law that you want to show me.
Our laws are not bad and my clients are not deceived. Without a doubt, these are the players we believe in and we have to trust, and we can’t believe it’s been the displacement of twenty million American families that turned them into basically refugees. If there are about 3 people on average in each family, that’s 60 million American refugees. More than all the trouble points of the world are put together. It is still happening.
If evil wins only when good people do nothing, what would you do?
THE JURISDICTION DEPOSITOR COUNTRIES ARE:
Connecticut, Delaware, Florida. Illinois, Indiana, Kansas, Kentucky, Louisiana,
Maine, Maryland, Massachusetts, Nebraska, New Jersey, New Mexico, New York,
North Dakota, Ohio, Oklahoma, Pennsylvania, South Carolina, South Dakota,
Vermont, Wisconsin
Oklahoma, South Dakota, and Wisconsin have non-judicial foreclosure provisions in their state laws; however, judicial foreclosure lawsuits are common
NON-JURISDICTION DEPOSIT COUNTRIES ARE:
Alabama, Alaska, Arizona, Arkansas, California, California, Colorado,
District of Columbia, Georgia, Hawaii, Iowa, Michigan, Minnesota, Mississippi,
Missouri, Montana, Nevada, New Hampshire, North Carolina, Oregon, Tennessee,
Texas, Utah, Virginia, West Virginia, Wyoming